Intro. Rate	Intro. Period	Applied Towards	APR	Anual Fee
2.9%	6 Months	Purchases, Balance Transfers	Variable 14.99%	$45

Earn Up to 25,000 Starpoints® — Enough for up to 6 Free Nights at a Category 1 or 2 Hotel.
Use Starpoints® for Free Nights and Upgrades at Over 860 Participating Starwood Hotels and Resorts in 95 Countries Including Sheraton, W Hotels, Westin and More with No Blackout Dates
No Annual Fee for the First Year and $45 Thereafter
Transfer Starpoints® — Almost Always on a 1:1 Basis — to the Frequent Flyer Programs of Over 30 Major Airlines
Earn One Starpoint® for Every Dollar You Spend and Double Starpoints® at Participating Starwood Properties and Retail Partners
Express Approval. Get a Decision in Less Than 60 Seconds

Intro. Rate	Intro. Period	Applied Towards	APR	Anual Fee
2.9%	6 Months	Purchases, Balance Transfers	Variable 14.99%	$0

Earn Up to 50,000 HHonors® Bonus Points When You Get the Card
No Annual Fee
Receive 5 HHonors Bonus Points for Each Dollar Spent at Hilton Family Hotels Including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and More and For Eligible Purchases at Supermarkets, Drugstores, Gas Stations, and More
Get 3 HHonors Bonus Points for Each Eligible Dollar You Spend Everywhere Else
No Blackout Dates
Express Approval. Get a Decision in Less Than 60 Seconds

Intro. Rate	Intro. Period	Applied Towards	APR	Anual Fee
0%	N/A	Balance Transfers	Fixed 9.99%	$0

Earn 2 Points for Every $1 in Purchases
Earn 13 Points for Every $1 Spent for Qualifying TripRewards® Hotel Stays
Redeem Your Points for Hotel Stays, Dining, Shopping, and Auto Rentals
No Annual Fee
24-Hour Online Access
Absolute Fraud Protection
Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles
Card Issued by FIA Card Services, N.A.